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February 2013 Archives

Criminal judgments not dischargeable in Chapter 7 bankruptcy case

When a person files for Chapter 7 bankruptcy protection, the majority of his or her unsecured debt is discharged if approved by a bankruptcy court. Certain debt however is not dischargeable and that includes tax debt, child support and alimony payments or a criminal judgment for restitution as one former employee for the city of Detroit recently learned. The former chief of staff for Mayor Kwame Kilpatrick recently filed for Chapter 7 bankruptcy protection and is hoping to discharge more than $400,000 in debts.

Know which debts can be discharged in Michigan bankruptcy

When Michigan residents need instant debt relief, many may consider seeking bankruptcy protection. It's important to remember, however, that not all debts are dischargeable through the bankruptcy process. For most people, discharging student loan debt is not an option. And for others, like Casey Anthony, getting rid of a tax debt owed to the Internal Revenue Service may also not be possible.

Younger Americans using credit cards more than generations past

A new study that many of our younger Michigan readers will find interesting sheds light on the credit card habits of young adults compared to older generations. According to the study, adults in their late 20s and early 30s will rack up thousands more in credit card debt than previous generations and take longer to pay it off.

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    Posted by MaryDecember 11, 2015

    "I am overwhelmed by your response to my call, even 10 years after my bankruptcy was discharged. You have more knowledge and expertise than I could have imagined. Because of you, my fears have been put to rest. For that, I'm so very grateful. Thank you many times over. "

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    Posted by ClientOctober 26, 2010

    "... I was extremely impressed with Charles' understanding of the bankruptcy laws to the extent that I felt certain that my best interests were always at the forefront. "

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    Posted by MarleneJanuary 8, 2014

    He helped me thru my 1st bankruptcy and now the second. I had no idea what to expect , but they kept me informed and answered all my questions. Mr. Schneider is the most experienced and knowledgeable lawyer I have ever met. If you have to file call this attorney first!

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