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Understanding debt relief options and filing for bankruptcy

For some residents in Michigan, dealing with financial challenges is a difficult reality to face. While in some situations these financial problems may only be temporary. Our firm understands the importance of addressing these situations carefully and effectively. Individuals should educate themselves about their situations so they could take proper measures to alleviate these problems. Exploring debt relief options may allow them to take the necessary steps in order to move forward and obtain a healthy financial life.

While filing for bankruptcy is a common form of debt relief, individuals and families should understand all the options available to them. Bankruptcy can impact life in the short-term and the long-term, so it is crucial that people have a clear understanding of the intricacies involved.

Before filing for bankruptcy, many must participate in credit counseling and secure a certificate to prove that they participated in the program. Participating in this type of program might be what the individual needed to understand their debt situations. Furthermore, this process may lead them to debt services that can assist with debt negotiation. In some situations, these services may not be a good step, so an individual should understand what the service is prior to signing up for or paying for a service.

While there are various ways to address debt and financial struggles, not all methods are appropriate for debtors. Filing for bankruptcy may be the best option available. Our firm's debt relief overview may help individuals understand their financial situation. Furthermore, it could help better explain Chapter 7 and Chapter 13 bankruptcy and the processes involved with each type.

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  • rating

    Posted by MaryDecember 11, 2015

    "I am overwhelmed by your response to my call, even 10 years after my bankruptcy was discharged. You have more knowledge and expertise than I could have imagined. Because of you, my fears have been put to rest. For that, I'm so very grateful. Thank you many times over. "

  • rating

    Posted by ClientOctober 26, 2010

    "... I was extremely impressed with Charles' understanding of the bankruptcy laws to the extent that I felt certain that my best interests were always at the forefront. "

  • rating

    Posted by MarleneJanuary 8, 2014

    He helped me thru my 1st bankruptcy and now the second. I had no idea what to expect , but they kept me informed and answered all my questions. Mr. Schneider is the most experienced and knowledgeable lawyer I have ever met. If you have to file call this attorney first!

  • Avvo Rating 10.0 superb | Top Attorney Bankruptcy
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  • Avvo Ratting 10.0 superb Top attorney chapter 7
  • Avvo clients' choice 2014 | chapter 7
  • American board of certification | certified consumer bankruptcy specialist
  • AV lexisNexis Martindale-Hubbell Peer Review Rated for ethical standards and legal ability
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