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Overcoming legal challenges in a personal bankruptcy case

Filing for bankruptcy is an important decision for many Wayne County residents struggling with debt. It can help provide the fresh financial start that so many need. It's not even mandatory to hire an attorney to file, although particularly when personal bankruptcy cases run into legal challenges, a legal professional can often provide the advice and guidance necessary to see the case through to debt discharge.

For example, when filing for bankruptcy, it's important to let 70 days pass without taking out a cash advance. Sometimes filers face allegations of fraud in this regard, and that can lead to litigation against the filer. The value of property may also become the subject of litigation in certain situations. Litigation can potentially derail a bankruptcy case entirely, so a legal professional's assistance can be crucial in ensuring your debt gets discharged as planned.

With an attorney's help, filers may also have better chances of appealing bankruptcy court or trustee decisions that don't go their way. Chapter 13 filers with a five-year repayment period may be able to appeal for a three-year period, for example. Or if a filer defaults on a car loan in the midst of a Chapter 13 repayment plan, a successful appeal may allow him or her to keep the car.

There will also be rulings regarding repayment formulas, whether secured debt exceeds jurisdictional limits and other highly technical issues. Most Wayne County residents won't be familiar with the complexities of the bankruptcy legal process on this level. This is another reason why a legal professional can be a strong ally to have.

Our Bankruptcy Litigation & Appeals page has more information for readers deciding whether to work with an attorney in their bankruptcy case. The process can be difficult, but many find that the powerful option to eliminate debt is worth it in the long run.

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    Posted by MaryDecember 11, 2015

    "I am overwhelmed by your response to my call, even 10 years after my bankruptcy was discharged. You have more knowledge and expertise than I could have imagined. Because of you, my fears have been put to rest. For that, I'm so very grateful. Thank you many times over. "

  • rating

    Posted by ClientOctober 26, 2010

    "... I was extremely impressed with Charles' understanding of the bankruptcy laws to the extent that I felt certain that my best interests were always at the forefront. "

  • rating

    Posted by MarleneJanuary 8, 2014

    He helped me thru my 1st bankruptcy and now the second. I had no idea what to expect , but they kept me informed and answered all my questions. Mr. Schneider is the most experienced and knowledgeable lawyer I have ever met. If you have to file call this attorney first!

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