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January 2015 Archives

Detroit Bankruptcy Court Aids Wayne County Homeowners

In our December 8, 2014 Newsletter, we discussed the possibility that the U.S. Supreme Court would come to the aid of Wayne County Homeowners and permit the "strip off" of a second mortgage. What is not widely known is that the Bankruptcy Court for the Eastern District of Michigan has taken the lead in helping homeowners to obtain loan modifications. The loan modification process currently takes place only when the homeowner files a chapter 13 bankruptcy. The loan modification process is not dependent on whether the homeowner is behind in payments on the mortgage. It does not matter whether there has been a prior request for modification. It does not matter if there was a prior rejection to a request or whether there is an ongoing request already in process.

We help make Chapter 13 bankruptcy work for Michigan residents

This is a very uncertain financial time for many Michigan residents. As the economy continues to recover from the recent recession, many people are learning to live with less. However, many people are stuck in a cycle of borrowing to pay what they owe and struggling to make minimum payments. For many people this has led to creditor harassment and the threat of foreclosure.

Michigan personal bankruptcy: methods to stop repossession

When Michigan residents are struggling with finances, they often have a lot of debt problems on their mind. In addition to considering debt relief options, debtors in Michigan are also concerned with the possibility of asset forfeiture such as vehicle repossession. For those financing or leasing a vehicle, the repossession of an automobile could occur if the consumer missed a payment or defaulted on their loan. In these matters, it is not only crucial that the debtor understands their consumer rights but also how to stop repossession of their vehicle and even get their vehicle back.

Resolving to stay on top of financial challenges in 2015

Like many Americans, Wayne County residents are starting off 2015 with a new set of resolutions. They want to make changes in the new year, and often those changes are financial in nature. Even for those dealing with serious financial challenges, New Year's resolutions can provide an important opportunity to think about where they are, where they want to be and how to get there.

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    Posted by MaryDecember 11, 2015

    "I am overwhelmed by your response to my call, even 10 years after my bankruptcy was discharged. You have more knowledge and expertise than I could have imagined. Because of you, my fears have been put to rest. For that, I'm so very grateful. Thank you many times over. "

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    Posted by ClientOctober 26, 2010

    "... I was extremely impressed with Charles' understanding of the bankruptcy laws to the extent that I felt certain that my best interests were always at the forefront. "

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    Posted by MarleneJanuary 8, 2014

    He helped me thru my 1st bankruptcy and now the second. I had no idea what to expect , but they kept me informed and answered all my questions. Mr. Schneider is the most experienced and knowledgeable lawyer I have ever met. If you have to file call this attorney first!

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