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Navigating the process of Chapter 7 Bankruptcy

There is an undeniable level of stress that comes with a seemingly never-ending mountain of debt. Those who find themselves in such situations can often get overwhelmed by the debt in question and this can sometimes make the decision process of deciding how to escape the debt much more difficult. However, there are options that allow individuals to have a fresh financial start. One of these is Chapter 7 bankruptcy.

When an individual becomes buried under medical bills, credit card debt or various types of loans, Chapter 7 bankruptcy provides an immediate discharge of one's debts. These types of debts are known as "unsecured debts." Unsecured debts are not tied to any kind of psychical property such as a home or car. There are, however, some types of unsecured debts that may not be dischargeable under Chapter 7, including child support, taxes, student loans and others.

During the Chapter 7 process, secured debts (those tied to tangible property) may also factor into the equation. These debts may be subject to the creditors' claims and have a possibility of being liquidated in order to relieve the debt they represent. However, all of these debts may not factor in as such.

Having a large amount of debt can feel extremely overwhelming, but there are options available. With the help of an experienced professional from the offices of Charles J. Schneider, an individual can get assistance in creating a solid plan of financial action which will hopefully get them back on their feet and ready to move forward in a positive manner.

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    Posted by MaryDecember 11, 2015

    "I am overwhelmed by your response to my call, even 10 years after my bankruptcy was discharged. You have more knowledge and expertise than I could have imagined. Because of you, my fears have been put to rest. For that, I'm so very grateful. Thank you many times over. "

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    Posted by ClientOctober 26, 2010

    "... I was extremely impressed with Charles' understanding of the bankruptcy laws to the extent that I felt certain that my best interests were always at the forefront. "

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    Posted by MarleneJanuary 8, 2014

    He helped me thru my 1st bankruptcy and now the second. I had no idea what to expect , but they kept me informed and answered all my questions. Mr. Schneider is the most experienced and knowledgeable lawyer I have ever met. If you have to file call this attorney first!

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